Commercial Mortgage Underwriting Problem Solving Masterclass

Commercial Mortgage Underwriting Problem Solving Masterclass
Published 2/2025
MP4 | Video: h264, 1920×1080 | Audio: AAC, 44.1 KHz

Your Guide to Structuring, Evaluating, and Closing Successful Commercial Loans

What you’ll learn

Aspiring Underwriters & Finance Students – If you’re new to the field or looking to transition into commercial mortgage underwriting, this course provides a sol

Entrepreneurs & Small Business Owners – If you plan to purchase a commercial property for your business, understanding the underwriting process will help you se

Commercial Real Estate Agents & Brokers – Understand how underwriting works so you can better assist clients with financing options.

Loan Officers & Loan Processors – Gain a deeper understanding of underwriting principles to process and approve loans more effectively.

Commercial Mortgage Underwriters – Improve your ability to analyze, structure, and approve complex commercial loan applications with confidence.

Real Estate Investors & Developers – Learn how lenders evaluate commercial deals so you can structure stronger loan applications and secure better financing.

Mortgage Brokers – Increase your knowledge of underwriting guidelines to help clients secure commercial financing successfully.

Bankers & Financial Professionals – Enhance your ability to assess risk and structure loans that meet institutional lending requirements.

Credit Analysts & Risk Analysts – Strengthen your ability to assess borrower creditworthiness and property performance in commercial lending.

Requirements

Students eager to learn

Description

Overview

Section 1: Introduction to commercial underwriting problem solving

Lecture 1 Welcome to this course!

Lecture 2 Course introduction and salary potential for commercial mortgage underwriting

Lecture 3 Why is problem solving is necessary in the mortgage world

Lecture 4 What is debt service coverage ratio and how the calculation is performed

Lecture 5 Common pitfalls when financing commercial loans

Lecture 6 Lets begin with commercial real estate loan scenario 1: Retail building purchase

Lecture 7 Commercial real estate loan scenario 2: Multi-tenant office building investor

Lecture 8 Commercial real estate loan scenario 3: E-commerce entreprenuer

Lecture 9 A quick interruption to the course

Lecture 10 Commercial real estate loan scenario 4: Purchase a boutique hotel in Las Vegas

Section 2: Intermediate difficulty level commercial underwriting problems and solutions

Lecture 12 Commercial real estate loan scenario 6: Mixed-use property purchase

Lecture 13 Commercial real estate loan scenario 7: Refinance a 30 unit office building

Lecture 14 Commercial real estate loan scenario 8: Houston refi for a mixed-use property

Lecture 16 Commercial real estate loan scenario 10: Small retail strip center purchase

Lecture 17 Commercial real estate loan scenario 11: Purchase a vacant office building

Section 3: Advanced commercial underwriting problems and solutions

Lecture 18 Commercial real estate loan scenario 12: Retail strip center purchase

Lecture 19 Commercial real estate loan scenario 13: A 10 story tower purchase

Lecture 20 Commercial real estate loan scenario 14: Refi & pay off existing high interest

Lecture 21 Commercial real estate loan scenario 15: Acquire a distressed 80 room hotel

Lecture 22 Congratulations on completing this course!

How to Calculate and Interpret Key Underwriting Metrics – Master Debt Service Coverage Ratio (DSCR), Loan-to-Value (LTV), Net Operating Income (NOI), and Capitalization Rates (Cap Rate).,Problem-Solving for Complex Loan Scenarios – Learn how to handle underwriting challenges like seller-financed deals, mixed-use properties, and high-vacancy risks.,How to Assess Loan Viability – Evaluate whether a commercial property generates enough income to support its debt obligations.,Understanding Different Loan Types – Gain insight into bridge loans, conventional commercial loans, and non-recourse financing.,How to Structure Creative Financing Solutions – Work with seller-paid closing costs, second mortgages, and alternative financing options.,Loan Risk Assessment and Mitigation Strategies – Detect potential risks in commercial loan applications and learn how to offset them.,How to Underwrite Special Property Types – Analyze financing for multifamily, office buildings, retail centers, hotels, and mixed-use developments.,How to Use Underwriting Templates and Checklists – Streamline your loan evaluations with industry-standard tools.,Negotiation Strategies for Better Loan Terms – Learn how to structure deals that work for both lenders and borrowers.